By accessing the Kentucky Higher Education Student Loan Corporation web site, the user is subject to the following terms and conditions which the Kentucky Higher Education Student Loan Corporation (hereinafter referred to as "the Corporation") reserves the right to change at any time. Please read the following information carefully. If you do not agree to these terms and conditions, do not use this web site.

This web site is provided "as is". While the Corporation attempts to keep the information, materials and processes of this site as current and accurate as possible, the Corporation makes no warranties or representations of any kind about this site or the information, software, functions, processes or other content herein. The Corporation reserves the right to change, add or remove portions of this site at any time for any reason. The Corporation has no control over or responsibility for content or operation of other web sites hyperlinked from this site and does not endorse or warrant these sites or their sources.

The Corporation accepts no liability for damages resulting from use of this site or any hyperlinks to this site. The Corporation disclaims any warranties, expressed or implied, including, without limitation, non-infringement, merchantability or fitness for a particular purpose. The Corporation makes no guarantee that access to this site will be uninterrupted, error-free or free from viruses or other harmful code.

Use of this site for submission of forms provided herein does not automatically qualify the user for a student loan. The Corporation must first review and approve any applications/requests submitted before they may become effective. The Corporation reserves the right to reject requests that are submitted on altered forms. Estimators used on this site for repayment or other calculations may differ from the actual, applicable amounts.

This site may collect user information such as browser types, domain names, IP addresses, pages visited, and the length of user sessions for the sole purpose of web site enhancement. No information automatically collected is shared with third parties for advertising or other purposes except for contractors who assist with programming and technical aspects of hosting and operating the web site. Personal information provided by the user will be utilized only to lawfully administer user loan accounts and/or provide user services, products and opportunities. Transmissions to and from this web site may not be confidential and consequently, may be read or intercepted by others.

Users of this site shall not transmit/post any information to this site that infringes the copyright or property rights of others.